Her response: “He’s lucky to have me.”
To a degree yes, she has played it safe, and that has earned her criticism.
I think that was to underestimate Kate greatly," Nicholl says (viaYouTube).

Nicholl even compares Kate Middleton to her late grandfather-in-law, Prince Philip.
I see Kate stepping into that role, trying to keep things together," Nicholl says.
Meghan had said, “… To just take accountability for it” (viaElle).

“That is not the Kate I’ve ever known.
She’s a very beautiful soul.”